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Home values are at record highs in California – How much could you really get from a reverse mortgage loan? 


A Reverse Mortgage is a federally regulated program for homeowners, aged 62 and older.   

It allows the equity in your home to pay you rather than you paying for the home. 

How is this Program “safe” for Senior Homeowners?

Today’s reverse mortgages are highly regulated by State and Federal laws to make them safe and to protect you.

Among others, the following regulations apply: 

– You continue to own your home. 

– No equity share is allowed, meaning the bank does not own your home. 

– Fees and costs are federally regulated.

Enjoy more income during your retirement, and give yourself peace of mind that you never have to make another mortgage payment again with a reverse mortgage loan.

Worried about outliving your retirement?  A reverse mortgage may be a practical solution if you qualify

Compare quotes from top reverse mortgage lenders today!

Privacy

Important Information (please read and understand!!): Reverse Mortgages are neither "endorsed" nor "approved" by the Federal Government. The FHA (Federal Housing Administration) provides certain insurance benefits for lenders and borrowers in connection with the lender’s HECM loans; the FHA does not make or originate loans. The owner(s) retain title to the property that is the subject of the reverse mortgage until the person sells or transfers the property and is therefore responsible for paying property taxes, insurance, maintenance and related taxes. Failing to pay these amounts or failure to maintain the condition of your property may cause the reverse mortgage loan to become due immediately. A reverse mortgage is a complex loan secured by your home. Whether such mortgage makes sense for you depends on your financial situation and needs. For these reasons, we strongly recommend that you consult with a qualified independent housing counselor, family members and other trusted advisers before making this decision. This website is not from HUD or FHA and was not approved by HUD or any government agency.

California-reverse-mortgages.com (the "Site") is a website owned and operated by UPCRE, Inc.  UPCRE is an online lead generator and a Duly Licensed Mortgage Broker with its main office located at 201 Main St #100, Los Altos, CA 94022.  UPCRE provides administrative and marketplace services by matching consumers who are prospective borrowers with one or more banks and/or lenders (each a "Lender") that offer products and/or services of interest.  UPCRE is not a Lender and does not: originate, make or refinance loans; make credit decisions in connection with loans; issue loan commitments or lock-in agreements; or guarantee that your submission of information on the Site will result in the origination or refinancing of a loan from a Lender.

In order to be matched with participating Lender(s), UPCRE may require you to submit certain personal and financial information. Your responses, and the information you choose to submit in order to be matched with participating Lender(s), will help improve the accuracy of your results. The information you submit to UPCRE is not a loan application. You understand, acknowledge and agree that the information you choose to provide to UPCRE will be collected, stored and transmitted only to UPCRE's partners, and solely for the purpose of matching you with participating Lenders that can provide you with more information about their respective products and/or services. Make sure to compare rates and fees, as they can vary between Lenders and may depend on the state in which you reside.

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